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FAQ

Answers to your Frequently Asked Questions
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- What is an installment loan?
an installment loan is a convenient way to get the cash you need now before your next paycheck. As an installment fast cash loan, the online sign up and fast approval make it easier to get the money you need quickly. It’s important to note installment loans are not a long-term solution for financial hardship, but they can provide additional cash flow if you have an immediate or urgent need.
- How much money will West River Cash lend me?
We loan money in amounts from $200 to $500.
- What do I need to qualify for an installment loan from West River Cash?
you must have consistent, verifiable income and an active bank account that has been open for at least ninety (90) days. You must be 18 years of age or older. You must also receive income of at least $1,500 per month. Military personnel and individuals with dependents in the military are not eligible.
- How do I receive approval for my installment loan?
You receive confirmation of your approval after you complete the two-step application process. First submit an application and once your application is approved a representative will contact you to finish the verification process. Your application is reviewed in just a few minutes so you know after you complete the verification process if you are approved and how much cash you will receive.
- How is the money delivered to me?
The money you receive will be deposited directly into your bank account. You will receive the deposit the next business day following your loan approval (for applications processed by 4:30 p.m. ET).
- When is payment due on the loan?
Generally, your due date will fall on your next pay date. You can make a payment before or on the due date as specified in your loan agreement via ACH, debit, cashiers check or money order.

Note: You can always pay your loan in full or prepay at any time without penalty. West River Cash urges customers to pay their loan as quickly as possible to save on their finance fees.

- What is the finance charge on the loan?
For our rates and finance charges please visit our rates page.

Your loan's specific finance charges will be outlined on your individual loan agreement.

- What does it mean to do business with a Native American owned company, such as West River Cash?
West River Cash is a Native American owned business operating within the boundaries of the Fort Belknap reservation. This means all lending practices are governed by tribal law. This provides consumers with a means to receive cash they might otherwise not receive, while providing a vital means of employment to members of our tribe.

© 2017 West River Cash LLC.